JJ – Millionaire Mindset
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The 3-Fund Portfolio in Plain English
Most “just buy index funds” advice is incomplete. Here’s the simple portfolio that actually works—and how to set it up without overthinking.
Feb 13
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The Best Debt Payment Method Depends on One Thing
Avalanche or Snowball? Most people pick wrong. Use this simple framework to choose the method you’ll actually stick with—and finish sooner.
Feb 7
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The Fastest Way to Raise Your Credit Score
Most score problems aren’t complicated. Here’s the 7-day checklist that fixes the biggest lever: utilization, payments, and clean reporting.
Jan 31
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What Financial Freedom Actually Looks Like (It’s Not What You Think)
It wasn’t a milestone or a big win. It was a quiet Tuesday morning — and that’s when I understood what freedom actually feels like.
Jan 19
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Your Net Worth Check-In for 2026
Not a flex. Not a scoreboard. A simple number that tells you what to fix next—and what to double down on.
Jan 10
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Smart investors chase high ROIC
Most people chase high revenues. Because one can make you busy… The other can make you rich.
Dec 29, 2025
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5 Money Rules That Made Ramit Sethi a Millionaire
Ramit Sethi built his fortune on spending lavishly on what you love while cutting ruthlessly on what you don’t.
Dec 20, 2025
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7 Year-End Money Moves Worth Real Money
December is when most people coast. It’s also when a few simple moves quietly add thousands to next year’s net worth.
Dec 6, 2025
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